Medical costs for the uninsured can be very high in Japan. Please inform TUS if you are currently covered by insurance in your home country. If your insurance cannot be used during your stay, we suggest that you buy a travel insurance before departing your home country.
International students and researchers that stay in Japan for 3 months or more are obliged to buy the national health insurance. To buy the policy, you must visit the National Health Insurance Department of the local city hall. Take your Resident Card to the reception desk and complete all the procedures. You will subsequently receive an insurance card at a later date.
International students that have been issued an insurance card must present it at the Student Services Section (Kagurazaka, Katsushika, Noda).
After subscribing to the national health insurance, you will need to pay the insurance fee each month. However this fee may be reduced or waived for low-income applicants. Please ask the clerk at the National Health Insurance Department of your local city hall for more information.
Present your card at clinics and hospitals and you will only be required to pay 30% of the medical costs. Please be sure to bring your insurance card with you if you intend to get medical treatment. It can be used even outside your residential district.
Example : In the case of a medical bill of 10,000 yen,
|Total medical cost:
|Assistance from National Health Insurance:
70% = 7,000 yen
|Out of pocket payment to medical facility:
*Treatments not covered by insurance:
Your local city hall, etc.
Your stay in Japan will last 3 months or longer
Passport or your Resident Card
The amount you must pay is decided annually depending on your income for the previous year. You will receive a notice around June, so be prepared to make the proper arrangements (for example, paying through financial institutions or credit transfers)